New Year & New Challenges Discussed at Texas Bankers Conference

It always takes a little time for the New Year to get rolling. From Thanksgiving of the previous year to February, many leaders are spending time with their families and considering all that happened. The November 7, 2016 “Texas Bankers Association’s 5th Annual Strategic Opportunities and M&A Conference” in New Orleans was one of these times for reflection.


“Assessing Community Banking”


The Texas economy might be one of the healthiest in the country. While the “Rust Belt” continues to lose jobs to overseas manufacturers, the “Energy” industry continues to remain quite potent. Oil and natural gas will always be needed.


Oil drilling, equipment and refining firms are hiring workers to keep the boom going. There had been some concerns when the oil price sank, but it has started to recover in 2016. This has led to a booming housing market in North Texas. The Dallas Morning News reported that median home sales were 13% higher than in the previous year.


It seems that the demand was outstripping supply. Dallas only had a two month’s supply of housing, while the standard for metropolitan areas is six month’s. This might have been one of the topics at the banker’s meeting, especially for the panel “Reinventing Community Banking: Perspectives on Competing by Innovation.”


“Planning for the Future”


It can take time to develop a great financial product, market it and get people to quality for it. NexBank President & CEO John Holt understands this all too well. He discussed the past year and innovations for the upcoming year of 2017 during the aforementioned banker panel. If bankers combined their forces, they could help individuals afford the most expensive Dallas homes. NexBank is well-positioned to help both individuals and builders with a well-rounded portfolio of loans.


José Borghi is Brazil’s Advertising Star

José Borghi is the founder of Mullen Lowe. He is considered the star of Brazil’s advertising and marketing industry. He created many popular ads including Mammal of Parmalat. It is a famous repercussion which shows children appearing as stuffed animals and singing unforgettable jingles Zezé di Camargo and Luciano’. The Jingle was a hit Season which meant “It is the love.”

It was a successful advertising story that made him think about his career. During school life, Borghi’s sister took him to a theater. She wanted to help him choose his career. The theater performance had won the award in Cannes. Fortunately, it helped him to choose advertisement as his future career. At that time, he didn’t know that one day he would win the Cannes award.

Jose Borghi was born in Brazil’s city of Presidente Prudente. He acquired a degree in advertising and propaganda from the Pontifical Catholic University of Campinas. He joined Standart Ogilvy in 1989 to begin his career. He worked in different advertising agencies including DM9/DDB, Talent, FCB, and Leo Burnett. After a few years, he launched his agency with Erh Ray and named it BorghiErh. Jose Borghi said they initially had no investment as no one was interested. The only option they had was to work extremely hard. Erh Ray said their entire day used to be busy with providing service, media planning, drinking coffee, and creating something new. Finally, they were successful, and Lowe bought their agency in 2006 creating Borghi Lowe. After that, the company became popular in both local and international markets. Recently, Borghi Lowe merged with Lowe & Partners and Mullen Group creating Mullen Lowe. The Chief Operating Officers of Mullen Lowe Brasil are Andre Gomes and Jose Borghi.

While talking about his achievements, Jose Borghi said one thing that he realized about himself was to remain persistent even in the most difficult situations. This ability gave him the strength to go after his goals. He also said that luck does not bring anything to you, and no one would give anything to you for free.

The Initiatives of Eric Pulier

Eric Pulier is a man with many titles accomplishments, as well as many aspirations for the future of humanity that can be conquered through the combination of technological innovation as well as business. Eric Pulier is an intelligent man who holds a well respected name within the world of business that continues to inspire individuals to do their best and to follow his path to greatness. Eric Pulier is mostly known for his ability to solve some of the world’s most complex issues through the use of technology. As an innovator, Eric Pulier has been mostly interested in informing individuals around the world about these complex issues and has been interested in making sure that the solutions are also known. One of Eric Pulier’s favorite subjects to address is the subject a healthcare, a topic that Eric Pulier believes everyone should be informed about. As an innovator, Eric Pulier believes that every individual around the world should have access to healthcare in the nearby future.


Eric Pulier has many titles which include his title as a businessman, an entrepreneur, an author, a philanthropist, as well as a father who wants to make sure that the future is set for not only his children, but also his children’s children and for the many more generations to come. Eric Pulier has been able to create and to help design over 15 successful companies that generate hundreds of millions of dollars on an annual basis which is specifically used to fund new businesses in order to help others.


As a father, Eric Pulier has always had a soft spot when it comes to children. Eric Pulier has been helping children in need ever since he was young and has been especially attentive to children with chronic illnesses. As a result, Eric Pulier has put in much time and effort into helping these children and even created a communication platform in order to enable children from different hospitals to communicate with each other. Eric Pulier believes that children that are going through hardship should not have to suffer their hardship alone and should have someone to talk to.

What you should know about Don Ressler and his clothing brand JustFab

Don Ressler is someone that can be called a perfect entrepreneur. He serves as one of the founders and the co-CEOs of Intelligent Beauty. Mr. Don Ressler started first as the president of The company was an internet platform that took advantage of the online space. Don Ressler was able to generate $1 billion in sales from the business. He later accumulated $100 million capital to start a separate online firm. Don Ressler began working at Intermix. He had a passion for the online marketplace and got to start Alena Media on Brandettes. After a few years, Intermix Media acquired new owners. News Corp bough Intermix Media for over $650 million. Don Ressler and Adam Goldenberg did not like the purchase and decided to start their company known as Intelligent Beauty. Intelligent Beauty evolved and became rebranded as JustFab.

JustFab is a leader in the e-commerce fashion platform. One of the latest achievements of the company is that it is a comprehensive platform. The meaning of that it is going to offer to clothe for every body type and size. Plus size women who have been left out in fashion can now enjoy dressing at JustFab. JustFab has expanded the luxury of fashion that women of large size could not. Don Ressler has stated on several occasions that he wants everyone to feel good and look good. He believes that no one should be limited by the body size or type. Don Ressler has created outfits for everyone through JustFab. The great style on and elegant outfits with the clothing have gained extensive publicity.

The success of JustFab saw the launch of another fashion line company known as Fabletics. Fabletics handles clothing items that deal with activewear. JustFab is constantly looking in the future. Recently, the company on launched another brand that focuses on men’s dressing. The clothing items are set to be used when exercising. It gives someone a chance to look good every time they go out for workouts.

Fabletics and Don Ressler may be new to the market. However, they have changed the way people view and dress athletic clothing. In the past, athletic clothing at was unfashionable and extremely uncomfortable. Modern wearers of the clothing line can now enjoy clothing that is both comfortable for working out and fashionable for display. Fabletics is in its early stages, and the future looks bright. Already, the company is competing highly with giant fashion companies such as Amazon in the activewear category.

An Overview of Todd Lubar’s Personal and Professional Life

Todd is the TDL Global Ventures, LLC president. He also holds the post of Senior Vice President to Legendary Investments. Todd went studied at Sidwell Friends School based in Washington DC (1977-1987) when he proceeded to high school at The Peddie School in Hightstown , New Jersey. After his high school education, he enrolled at Syracuse University where he graduated with a B.A. in speech communication in 1995.

Work History

After graduation, Todd Lubar got his first job with the Crestar Mortgage Corporation. He stayed at this firm from 1995-1999. He then joined Legacy Financial group that was based in Arlington Texas. Lubar helped in growing the Maryland office to become a production unit raking in numerous 100 million dollars annually in loan volume. He stayed on with the company until 2005 and decided to move on up by accepting to become the senior VP at Charter Funding, a First Magnus Financial Group division, based in Arizona. Todd Lubar worked in the same position until the month of August, 2007.

Going Back to His Roots

At that time, the mortgage industry was undergoing a lot of changes and Todd Lubar decided to go back to his roots. He started focusing on acquisition money mortgage inauguration with the Priority Financial Services. Priority Financial Services specializes in assisting home owners and buyers irrespective of their credit rating to get homes. The loan experts work hard to ensure that customers get services in an easy and fast process to enable them start saving to reach their financial goals. As much as Todd has focused primarily on mortgage banking in his career, it did not stop him from investing in other industries. Todd owns a number of companies operating in the Demolition Industry, recycling industry, night club industry and the real estate improvement industry.

Industry Ranking and Experience

Todd Lubar’s name has featured constantly for several years in the top 25 ranking of mortgage originators operating in the country. His vast experience in various industries has equipped him with the necessary skills and knowledge on what makes a business run efficiently, and how to excel in any business environment. Recently, Todd has ventured into another new industry that is focused solely on lending a helping hand to people who are in need.

Doug Levitt tells untold tales with the Greyhound Diaries

The 2008 economic slowdown in the U.S. caused several issues. One of the leading causes of the poor economy is the poverty in different parts of the United States. Doug Levitt has strived to uncover these stories. He was from CNN where he worked as an international correspondent. He embarked on his journey to find the problems faced by the poor from the year 2004. He began the journey for a short period of six weeks. The journeys later turned out to become a story known as the Greyhound Diaries. He eventually traveled 80,000 miles by the year 2012. He continues his journey across different parts of the United States where he shares the music, tales, and experiences of his journey.


The Greyhound Diaries explains what we never see in the public media. It is a showcase of the worst periods just like the 2008 economic shutdown. Doug Levitt shares his experiences through a novel, EP records, and even live performances. Levitt has embarked on a journey where he wants to tour the entire United States. He adds a new material ever day when he encounters the poverty struck regions within the United States. The work of Doug Levitt is great and worth looking. He has sought to bring out news out of the realities that face the less fortunate in the American Society.


Dough Levitt sings different songs whenever he travels. Most of the songs are usually stories inspired by his journey on the Greyhound bus. The stories are often found on the blog covered by the Greyhound Dairies. More often than not, he runs free shows so that different people can hear his talent and share their stories too. One thing about him is that he wants to connect with people. He seeks to foster a sense of community that seems to have been lost. Doug has the creativity to accomplish everything he wants.


Doug Levitt was born in the United States in 1972. He was educated in prominent public schools and graduation from the high school of Woodrow Wilson. After the graduating, he moved to London where he became a foreign correspondent. He concentrated on war hit nations like Rwanda and Iran. The result was that he wanted to cover the lives of the poor.

Betting Big On College Football Odds

When it comes to college sports, one thing to bear in mind is that sports betting is big business. In 2016 and beyond, betting on football is not something that you should be intimidated by. If you are completely unfamiliar with sports betting, you may have images of bookies, mobsters and illegal activity — but this is so outdated and sports betting today is above board, intellectually based and completely safe.

If you are thinking about getting into sports betting, one of the best things you can do for yourself is find the help and service of a web site that will allow you to get the information for the job. With this in mind, you should read on and take advantage of the points in this article so that you can do everything that you need to in order to learn all about football odds and place the bet that you need.

What should be my first step to betting on college football?

If you are interested in betting on college football, you need to make sure that your first stop is to visit This is a website which allows you to learn the odds of betting on football and will allow you to learn the ins and outs of what is expected. Not only will you be able to research the odds, you will also learn the spread, which is an integral part of sports betting. In many situations, you may feel that a team will win, but it does not make a bit of difference if you fail to cover the spread.

As a result, will teach you all about sports betting and college football odds so that you are able to make a wise and informed decision, while also covering the spread of any game. By setting up an account, they will also point you in the right direction of different sports book betting websites which will let you put money into an account and begin getting action on games. This is the case whether you would like to use actual cash or bitcoins. By taking advantage of one of these accounts, you will be an informed better and able to have fun with college football betting.

So visit and learn everything that you can about betting on college football games, football odds and other relevant information that will come into play along the way.

Relmada’s complaint and lawsuit hot on the heels of Laidlaw investment bank

On 25th January 2016, a clinical-stage pharmaceutical company called Relmada Therapeutics, which develops new drug products to treat chronic pain, filed a complaint and lawsuit motion against Laidlaw & Company Ltd in the Nevada District Court. The complaint and the lawsuit are based on the allegations that Laidlaw & Company Ltd violated its fiduciary duty to Relmada by disclosing confidential information that it obtained while serving as Relmada’s primary investment bank. Moreover, Relmada is also seeking monetary compensation for the expenses and fees it incurred acting on Laidlaw’s fabricated and distorted proxy materials in December 2015.

Surprisingly, I learned that both Relmada and Laidlaw had had amicable working interactions in the past. Based on this trust, Relmada held discussions with Laidlaw about the prospect of getting on-board new investors in the spring of 2015. So Laidlaw planned a non-deal road show, had confidential discussions with Relmada regarding its business and prospects and introduced Relmada to particular institutional investors. The lawsuit, in this case, springs from interactions between Laidlaw and one of the investors who had signed a confidentiality accord with Relmada. Laidlaw wrote a letter to their Board in addition to filing a Schedule 13D with the SEC, which unlawfully revealed confidential details concerning Relmada’s fundraising initiatives and communications with investors.

In the initial attempt to resolve the dispute, Relmada’s Board of Directors organized a meeting with Laidlaw on December 1, 2015. In this meeting, Laidlaw’s CEO, Mathew Eitner and Managing Partner, James Ahern demanded the authority to elect the majority of Relmada’s directors. Three days later, Laidlaw released a press statement, a source of Relmada’s legal complaint, saying they were unveiling a proxy solicitation to appoint five directors to control Relmada.

Laidlaw & Company is an investment bank and brokerage Company providing personalized investment guidance to private and public companies as well as wealthy individual investors. Mathew Eitner and James Ahern are Laidlaw’s CEO and Managing Partner respectively.

In my research about the company, I found out that Laidlaw has a bad history of violations against state and federal securities regulations. Moreover, it has been on the receiving end of censures and suspensions by state regulators as well as numerous customer complaints and claims.

Chris Burch On Fashion Trends Of The Future Using Technology

Chris Burch is an entrepreneur. He is the CEO and founder of Burch Creative Capital. The investment philosophy of the company is an expression of the entrepreneurial skills of Burch and his goal for applying imagination, new market opportunities, incubation, creativity, scale, and support towards businesses and disruptive brands that directly and positively impact the lives of customers.Chris Burch has been an investor and entrepreneur for approximately 40 years. He has contributed to the rise of more than 50 companies. Chris has a reputation of connecting impact to innovation. Burch Creative Capital currently supports the development of some lifestyle and consumer products brands from apparel, retail, and organic foods to home furnishings, technology industries, and hospitality.


Chris talks about tech fashion trends for the future in a recent article of He talks about how fashion works hand in hand with technology. Chris tells of the latest inventions in fashion with the use of technology. Chris talks about the evolution of boom box in 70’s, the two cassette decks, the movie story lines in the 80’s, the invention of the Walkman, and later the invention of the iPod. He says that technology grows with the popularity of what people consider fashionable. Chris says that the synthesis of fashion and technology is taking place currently. He adds that fashion designers love to create what will deliver and that the use of technology helps them to do so. There emerge a higher standard of functionality and innovation when they do so.


Chris Burch says that designers are currently recycling materials to come up with fabulous fashions. He gives the example of SegraSegra who made t-shirts and jackets using recycled inner tubes of bicycles. He also says that Emma Whiteside recycled radiator copper to create a fabulous gown. Chris says that technology and fashion can be used together to create energy. Electric energy can be changed from movement. New fashion clothes can use this kinetic energy to power things like an MP3, a watch and much more. Burch says that Soledad Martin is working on a shoe prototype so that people can be able to charge their cellphone while running or walking. Chris says that the wearing of glasses has become a fashion statement. He talks about how fashion designer Diane Von Furstenberg made her models wear glasses on the runway. This was meant to popularize them since fashion shows are supposed to enlighten people on the latest trends and styles.

Read more about Josh Verne:

Securus for Amazing Prison Communication

Securus is one of the best companies out there when it comes to video visitation services for prison families all around the country. They have recently launched a multi-state campaign across the country that enables people to learn more about the benefits and services that come from video visitation within the prison system. You will find that this multi-state campaign that has been launched by this amazing company is truly raising awareness and allowing more and more people to make use of this amazing company for their very own benefit.

Learn more about Securus Technologies at Wikipedia.

I have been using Securus for quite some time now and I’m happy because of the fact that they have raised awareness of their services. I have been saying for quite some time that I feel a lot more prison families could benefit from this type of company but that they simply do not know about it and do not know that it is there for them when they simply need it. This is why it is absolutely essential that you make use of a good company like Securus and begin to use it for your own specific and private needs in a more responsible manner that is available to you at any time you want.


Securus is also extremely easy for you to use so that you do not have to worry that you are spending a lot of time just trying to learn how to make use of the service itself. Because of the fact that the multi-state campaign has been launched to raise awareness of their services, a lot of people are beginning to download and use Securus on a regular basis and are happy with the different benefits that come from this because it is allowing them to keep in touch with their loved ones on a more routine basis without always making a trip to the local prison.


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